Comments on India Development Blog: What about Savings?

I appreciate the concern which is been rose. The t...

2010-06-22T09:58:40.172+05:30

I appreciate the concern which is been rose. The things need to be
sorted out because it is about the individual but it can be with everyone. The people are loosing their moral while becoming modern. The society needs to be attentive that moral value. This conversation is going no where. It’s lacking the place of a good leader to head the things to come out on conclusion. The above statement is seen to be contradictory. The situation is
very critical and need an experience complainer to resolve it.
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Pension Savings Accounts

I appreciate the concern which is been rose. The t...

2010-06-22T09:54:15.137+05:30

I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with
everyone.The initiative taken for the concern is very serious and need an attention of every one. This is the concern which exists in the society and needs to be eliminated from the society as soon as possible.
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Pension Savings Accounts

I like this article. Really it's once i read a...

2010-05-06T08:36:01.303+05:30

I like this article.
Really it's once i read about Indians saving strategy.
We take it as technical view
Save each of your figures as separate files as well. Use the chapter template to start each new figure file (so the formatting will stay consistent between files). When it comes time to assemble your thesis, you'll have a much better idea of the placement of the figures.
At last once again great article.
Savings Guidance

2010-04-17T14:06:35.462+05:30
Pension Savings Accounts

Thank you for sharing your knowledge about this. A...

2010-03-05T12:07:34.134+05:30

Thank you for sharing your knowledge about this. Anyway, it will be very helpful in my part especially to first timers. This I will take in my mind in order to avoid some problems when it comes to me.
Julia
*********
Savings and Debt Help

In today’s busy life a voice is coming from everyw...

2008-08-23T15:59:00.000+05:30

In today’s busy life a voice is coming from everywhere ie ‘THRIFTNESS’.

I am a man of having a habit of saving small amount of money in small Saving Schemes and due to this my name is entered in Limca Book Of Records in the year of 1997 & 2000. Because of my this habit I have earned few profit & now it is my desire that some other people of society could also be profited.

If in our country only 1% of the population on their respective birthday’s Could open one Recurring deposit account with an amount of Rs 50/-in Their nearest post offices for the duration of 60 Months. They should open an another account on their next coming birthday .After the completion of 60 Months they will get a MATURITY VALUE on the 61th month.

On the other hand every month government will get a profit of Rs 50 crore For the ECONOMIC DEVOLOPEMENTAL ACTIVITIES in our country

I have done this experiment on myself by saving money in small saving Schemes.I want to draw your kind attention of my new IDEA, and if you want to make our country economically powerful then please give this information to other people for economic social welfare, and belive me this type of regular saving practice may utilize to PREVENT POVERTY of our country.

So I request to you kindly do needful in this way and if you require any clarification kindly mail me.

Thanks & regards
Your'sincerally
P.K.Jain
(pennywise)
Mobile No. +919993025698

Hi,

Once again after crash Nifty has starte...

2008-07-29T13:41:00.000+05:30

Hi,

Once again after crash Nifty has started going up. Now we suggest all rises should be used as an opportunity to exit old long positions.
This bull run will continue for few more days. Overall market is in bearish mood as in medium term its just a small rally due to short covering
and result season.

Happy Trading,

ShareGyan

It is primarily the fear that savings deposits may...

2008-07-02T09:13:00.000+05:30

It is primarily the fear that savings deposits may vanish that has led the regulators to disallow MFIs from offering savings products. However as Graham Wright puts it, in an attempt to protect the savings of the poor from MFIs and other such institutions, we may be pushing them to even more riskier savings options like unregistered chit funds or just saving at home, where there is also the risk of theft...

I guess the trouble I have is with MFIs using "che...

2008-07-01T01:15:00.000+05:30

I guess the trouble I have is with MFIs using "cheap" savings to finance their own loans.

There are several immediate problems with this approach: Why are the savings cheap? Are you underpaying customers? Is lending the MFI's "true" product and savings merely a tool to finance it?

There is also a deeper problem. What if the MFI goes bust? Do the savings disappear also? Is that the right outcome we want? Or should we not seek to insulate savers from borrowers who are exposed to similar risks? Should we not at least have a similar level of capital protecting these savings as we have for urban customers?

There are indeed a few options open to MFIs and so...

2008-07-01T00:08:00.000+05:30

There are indeed a few options open to MFIs and some are moving in that direction. One is the Business Correspondent Model -- CMF has a paper on the Karimnagar pilot that you may want to read. There is also the money-market-mutual-fund idea that needs more work but my instinct is that it can be made to work as well. The concern I have about the bank savings account model is that the rate of interest is far too low at 3.5% and may not be in the best interests of the rural, low income saver. I am personally much more enthusiastic about money-market mutual funds -- particularly those that invest only in treasury bills -- they are safer and pay more than double the rate of interest.

Comments on India Development Blog: What about Savings?

I appreciate the concern which is been rose. The t...

I appreciate the concern which is been rose. The t...

I like this article. Really it's once i read a...

2010-04-17T14:06:35.462+05:30 Pension Savings Accounts

Thank you for sharing your knowledge about this. A...

In today’s busy life a voice is coming from everyw...

Hi,Once again after crash Nifty has starte...

It is primarily the fear that savings deposits may...

I guess the trouble I have is with MFIs using "che...

There are indeed a few options open to MFIs and so...

2010-04-17T14:06:35.462+05:30
Pension Savings Accounts

Hi,

Once again after crash Nifty has starte...